The Non-Immigrant ‘OX’ Visa is a long-stay retirement visa designed for foreigners aged 50 years or older who wish to live in Thailand for an extended period. It can be issued inside of Thailand through Thai Immigration and provides a 5-year stay from day 1, with the option to renew for an additional 5-years inside the country when the time comes. 

This visa is ideal for retirees who want a longer-term Retirement visa Option. 

You must be from one of these 14 Countries in order to be eligible to apply: 

• Japan
• Australia
• Denmark
• Finland
• France
• Germany 
• Italy
• The Netherlands
• Norway
• Sweden
• Switzerland
• United Kingdom 
• United States
• Canada

You can think of each of these options as the Trifecta of Thai Retirement Visas. Please see the full breakdown of each of these options below: 

1) Non-Immigrant 'O' Retirement Visa:

Starts with a 90-Day Visa Validity Period (this can be issued inside or outside of Thailand) entry, then converted to a 1-year extension (this can only be done inside of Thailand).

Pros:

• Health insurance not required

• No mandatory background check

• Suitable for those already in Thailand or entering on a 30-day visa exemption

• Flexible entry path before converting to longer-term status

Cons:

• Only 90 days upfront, must be extended in-country

• Requires opening a Thai bank account before 1-year extension

• More steps and paperwork after arrival

• Not ideal for those wanting a full visa secured before travel

2) Non-Immigrant 'OA' Retirement Visa:

Issued outside Thailand. Provides a 1-year visa upfront, ideal for retirees applying from their home country.

Pros:

• 1-year visa issued before arrival

• No need to extend immediately upon entry

• Financial proof can be shown in any bank account (not just Thai banks)

• Great for retirees who want certainty and structure before moving to Thailand

Cons:

• Health insurance is mandatory, with minimum 100,000 USD (or 3M THB) of coverage

• Criminal background check  required

• Can only be applied for from outside Thailand

• Requirements can vary slightly by Thai Embassy location

• Must maintain ongoing insurance compliance year to year to maintain 'OA' Visa 

3) Non-Immigrant 'OX' Retirement Visa:

Very similar to the 'OA' Visa, but provides 5 years of visa validity upfront, with a second 5-year renewal available (total of 10 years). Only available to citizens of certain countries.

Pros:

• 5-year visa issued upfront (extendable to 10 years total)

• Fewer renewal hassles over time due to longer initial Visa validity period

• Designed for retirees seeking a long-term, low-maintenance solution

Cons:

• Far stricter and more cumbersom financial requirements compared to 'O' or 'OA' options  

• Health insurance must include inpatient coverage of at least 400,000 Thai Baht and outpatient coverage of at least 40,000 Thai Baht

• Only available to select nationalities (see list of qualified nationalities above)

Below is what you can expect to provide as part of your Non-Immigrant 'OX' Visa Application: 

• Valid Passport
• Professional Headshot taken in past 6-months 
• Proof of Address in Thailand which can be:
  • Rental Contract
  • Copy of House Registration Book 
  • Copy of Map Location of the House
  • Rental Payment Receipt for the last 3-months
• Thai Bank Bankbook showing 3,000,000 Thai Baht or more as a fixed deposit in a standard Thai Bank Account or  proof of annual income showing no less than 1,200,000 Thai Baht per year on top of a Thai Bank Bankbook showing  combination of both of these items showing 1,800,000 Thai Baht or more as a fixed deposit 
• Medical certificate issued in your Home Country showing that you don’t have these Diseases
• Health Insurance from a Thai Insurance Company with Inpatient Coverage of at least 400,0000 Thai Baht, and Outpatient Coverage of at least 40,000 Thai Baht 
• Certificate of Criminal Record Clearance from your Country of nationality or Country of Residence 

Yes. The OX Visa is specifically for foreigners aged 50 years or older who wish to retire in Thailand and meet the financial and insurance requirements.

Yes. You can apply outside of Thailand, but as part of that, you'll need to show the required funds in a Thai Bank Account which doesn't make much sense for those who would actually want to apply for this Visa outside of Thailand. 

This is because anyone wanting to apply for this Visa outside of Thailand, likely doesn't live in the Kingdom yet and in turn, likely doesn't have the required Thai Bank Account yet. 

This is why our 'Start In Home Country' service process begins with a 90-Day Non-O Visa issued to you in your home country, and is then converted to a Non-OX Visa once you are on the ground here in Thailand. 

Yes. However, with our Full Visa Concierge Service, we handle all of the arrangements and provide full support, including accompanied visits to the Immigration Office. Your hand is held through the entire process. 

We pre-screen your documents and dive into the Insurance Requirements with you to ensure full compliance before submission. 

Our process is designed for seamless approval.

From eligibility checks to application submission, we manage every part of the process so you don’t have to navigate Thai bureaucracy alone. We know exactly what Thai authorities expect and how to present your application package correctly, reducing back-and-forth delays and rejections. You’ll have a dedicated consultant guiding you and leading the charge through each step. We give you a clear, personalized checklist so you know exactly what to send us, meaning no wasted time and no missing items.

To date, none of our clients have had their applications rejected. However, in the unlikely event your Non-Immigrant 'OX' application is denied despite following all of our guidance and providing authentic documentation, we will issue a 100% refund on both our service fee and the government application fee—even if that means going out of pocket ourselves.

That said, we operate with full transparency and expect the same in return. If your application is denied due to false or misleading information, including tampered documents (e.g. falsified bank statements), no refunds will be issued—on either our fee or the government fee.

We’re here to help honest, qualified applicants succeed. If we approve you as eligible during our assessment and you provide genuine documentation, the responsibility for approval is on us—and we’ll stand behind it completely. But if any part of your application is compromised by dishonesty, we reserve the right to deny all refund requests.

Yes. Every 90 days you must file a 90-day report (TM.47 Form) with Thai Immigration. This can be done at any Thai Immigration Office or done entirely Online using the Immigration Bureau's TM.47 submission portal. 

You will also need to check-in with Immigration each year while on the Non-Immigrant 'OX' Visa to show that you're still eligible. This is not an application, it is an annual check-in in order to maintain your Visa Validity and as part of this annual check-in, you will need to show the following items: 

• Bank Letter from Thai Bank verifying that the required funds are still in the Account 
• Medical certificate (can be issued from Thailand) showing that you don’t have these Diseases
•  Certificate of Insurance from Thai Insurance Company showing that you still have the required health coverage

The first part of our process is obtaining your 90-Day Non-Immigrant 'O' Visa. This is done while you are still outside of Thailand and typically takes 2 to 3 weeks depending nowhere you are located, how efficient you are in working with us, and what Thai Embassy we are working through. 

Then, once you arrive in Thailand... it is time to start the second part of our process which is the transition to the Non-Immigrant 'OX' long-stay Visa. This process typically takes 2-weeks depending on how efficiently you are able to work with us and go through our application steps.