Answers · Non-O Retirement Visa

My funds are slightly below the threshold / locked in investments. Do I still qualify?

For the deposit route, the money has to be fully liquid, sitting in a normal checking or everyday cash account you could withdraw from an ATM today. Funds locked in brokerage accounts, IRAs, 401(k)s, RRSPs, pensions, fixed-term accounts, crypto, trusts, or company accounts don't count unless you move them into a qualifying account first.

Last verified 2 September 2026

The only newsletter you need about moving to Thailand.

Twice a week, we'll cover one essential topic to help you move, settle, and thrive in Thailand without the headaches.

We will never spam or sell your info. Ever. How we handle your data.

Still not sure how this applies to you?

Every answer here is general. Yours is not. A free assessment gives you the version that accounts for your age, your money and the embassy you would be applying through.