Answers · Non-O Retirement Visa

Is health insurance actually required for the Non-O (vs the OA), and is a medical certificate needed?

No on both. The Non-O retirement visa doesn't require health insurance or a medical certificate. Those are OA requirements: the OA needs 3,000,000 THB of inpatient insurance, a medical certificate, and a police clearance. That insurance-and-paperwork difference is the main reason the OA is more expensive and more involved than the O.

Last verified 2 September 2026

The only newsletter you need about moving to Thailand.

Twice a week, we'll cover one essential topic to help you move, settle, and thrive in Thailand without the headaches.

We will never spam or sell your info. Ever. How we handle your data.

Still not sure how this applies to you?

Every answer here is general. Yours is not. A free assessment gives you the version that accounts for your age, your money and the embassy you would be applying through.